Short answer
Running a Ziggi's Coffee drive-thru, cafe or mobile unit? Merchant Fund Express funds it six ways, from equipment financing to revenue-based financing, for $5,000 to $5,000,000. Owners use it for espresso service or replacement, required coffee stock, crew wages and a truck for events. Send three months of statements; expect a decision usually within 2–4 hours.
Every way to fund your Ziggi's Coffee location
Already running a Ziggi's Coffee location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Ziggi's Coffee location |
|---|---|
| Business loan | A fixed sum for a cafe addition or seating. |
| Merchant cash advance | Repaid from card sales at window and counter. |
| Revenue-based financing | Payments that move with winter and event seasons. |
| Line of credit | A revolving limit that keeps the coffee minimum full. |
| Equipment financing | Espresso machines, blenders and a truck or trailer on a quote. |
| Working capital | Crew wages and event staffing. |
What Ziggi's Coffee owners call about
Costly espresso machines
Machines run $60,000 to $66,000, bought and serviced through the brand's affiliate.
Coffee minimum
Owners must keep at least $7,500 of designated coffee in stock.
A wide menu
Smoothies, dirty soda, energy drinks and wraps mean more inventory.
Mobile units
Trucks and trailers arrived in 2026 and need cash before the first event pays.
Fastest fit for each Ziggi's Coffee need
| The need | Usually fits | Send with the application |
|---|---|---|
| Espresso repair or replacement | Equipment financing | Service affiliate quote |
| Keep the coffee minimum stocked | Line of credit | Coffee invoices |
| A mobile unit for events | Vehicle funding | Truck or trailer quote |
| Crew wages in a slow stretch | Working capital | Payroll per period |
| Cash now, repaid from card sales | Merchant cash advance | Processor statements |
Why Ziggi's owners need speed, not paperwork
Ziggi's 2026 disclosure document lists a 6% royalty paid every Monday and a 1% marketing and technology fee that can rise to 2%. With an espresso machine priced at $60,000 or more, one breakdown can outweigh a month's margin.
Merchant Fund Express reads deposits after the drafts, supply purchases and current payments. Running a mobile unit? Note which deposits come from events so they read correctly.
How fast it moves, and what to send
- Apply in about 4 minutesName Ziggi's Coffee as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Ziggi's Coffee file, start to finish (hypothetical)
A Ziggi's owner needs a major espresso repair and wants a trailer for summer events. They ask for $60,000: $12,000 for the repair and $48,000 for the trailer. A specialist could finance the trailer as equipment and cover the repair with working capital.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Ziggi's Coffee at a glance (public sources)
From Ziggi's franchise site and its March 2026 disclosure document. Their investment ranges differ, so neither is shown.
Sources: cards.commerce.state.mn.us (download) · ziggiscoffee.com (franchise). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
Can I finance a Ziggi's espresso machine?
Yes. Send the quote; repairs can be covered with working capital.
Can I fund a Ziggi's mobile unit?
Yes, when your existing location is open and depositing. Send the trailer quote.
How fast is the decision?
Usually 2–4 hours on a complete file, with same-day funding available.
Do you need my tax returns?
No. Statements and owner ID are enough; 500+ FICO is accepted.
Are you affiliated with Ziggi's Coffee?
No. We have no business tie to Ziggi's Coffee or the company that franchises it, and neither has endorsed us. The name is on this page only so Ziggi's Coffee owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Ziggi's Coffee or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.