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Legal

Terms of service.

The terms that apply when you use this website or submit a funding application. Last updated 18 September 2026.

Using this website

By using this website you agree to these terms. If you do not agree, please do not use the site.

Content on this site is general information about business funding products. It is not legal, tax or financial advice, and using the site does not create a client relationship.

Applications and funding

Submitting an application is a request for review. It does not create an obligation on either side and does not guarantee an offer.

Any funding you accept is governed by the separate written agreement you sign with the funding provider, not by this website. Where that agreement and this page differ, the agreement controls.

Amounts, rates, terms and decision times shown on this site are ranges and depend on business qualifications. Not all applicants qualify.

Your responsibilities

You agree that the information you submit is accurate and that it relates to a business you are authorised to act for.

You agree not to use this site for any unlawful purpose or to interfere with its operation or security.

Intellectual property and third parties

Content, design and branding on this site belong to Merchant Fund Express and may not be reproduced without permission.

Where this site links to third-party websites, we do not control them and are not responsible for their content or privacy practices.

Limitation of liability

To the fullest extent permitted by law, Merchant Fund Express is not liable for indirect, incidental or consequential damages arising from use of this website.

If any provision of these terms is found unenforceable, the remaining provisions continue to apply.

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