Funding questions, answered directly.

The short version

Amount: $5,000 to $5,000,000, based on revenue, time in business and product fit.

Decision: 2 to 4 hours for most complete applications.

Documents: a 4-minute application, three months of business bank statements, and ID. No tax returns.

Common questions

How much can my business get?

$5,000 to $5,000,000, depending on revenue, time in business and product fit.

How fast is the decision?

2 to 4 hours for most complete applications.

Is same-day funding really available?

Yes, for qualifying files.

What credit score do I need?

500+ FICO is accepted; revenue and bank activity carry significant weight too.

Do I need tax returns?

No, the standard application does not require them.

What documents do I need?

A 4-minute application, three months of business bank statements, and ID.

What if I already have a merchant cash advance?

See MCA refinance and buyout — existing positions are reviewed, not automatically declined.

Is this the same as Merchant Fund Express?

Yes, mfedirect.com is a direct application entry point into the same funding network and underwriting team.

What industries do you fund?

Nationwide across 50 states and 9+ industries.

Does applying affect my credit?

Ask your specialist about pre-qualification options with no credit impact.