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Process

From application to funded, usually under 72 hours.

4-minute application. No tax returns. A specialist reviews your file and matches you to the right product.

Apply Now →How It Works
4 minTo apply
2–4 hrsDecision
Under 72 hrsTypical funding
NoTax returns

The four steps

1. Apply online

A 4-minute application. Basic business information. No tax returns required.

2. Submit statements

Three months of business bank statements and ID. Upload securely.

3. Decision in 2-4 hours

A specialist reviews the file and matches you to the right funding product.

4. Funded

Most files complete the entire process, application to funds in the account, in under 72 hours.

What to have ready

A complete file moves fastest.

Three months of business bank statements
Government-issued ID
Basic business details
Any existing advances or loans, disclosed up front

Common questions

How long does the whole process take?

Most complete files go from application to funded money in under 72 hours.

Do I need tax returns?

No.

What credit score do I need?

500+ FICO is accepted.

What if I have an existing advance?

Disclose it up front — see MCA refinance and buyout.

Access $5K to $5M in business funding

Decisions in 2–4 hours. Same-day funding available. No tax returns required to apply.

Apply Now →