Short answer
Domino's franchise owners with operating stores can apply with Merchant Fund Express for working capital, equipment financing, a line of credit or revenue-based financing from $5,000 to $5,000,000. Common needs are delivery-related costs, oven and make-line replacement, ingredient inventory and payroll across multiple stores. Each store is reviewed under the entity that owns it, on its deposits and existing payments, and a complete file usually gets a decision in 2–4 hours. Merchant Fund Express is independent of Domino's.
What Domino's owners usually need funded
Delivery costs
Driver labor, mileage and delivery equipment, every day.
Ovens and make lines
Equipment running long hours across lunch, dinner and late night.
Multi-store payroll
Owners who started as drivers or managers often grow into several stores.
Ingredients
Inventory for high-volume weekends and promotions.
Every way to fund your Domino's location
Already running a Domino's location and need capital? Merchant Fund Express funds existing Domino's owners with every structure below, from $5,000 to $5,000,000, on one 4-minute application.
| Product | What it does for a Domino's store |
|---|---|
| Business loan | A lump sum for delivery fleet and oven upgrades across stores. Franchise business loans. |
| Merchant cash advance | Fast capital repaid as a share of card and bank deposits, so a slow week takes a smaller bite. Franchise MCA. |
| Revenue-based financing | Payments that track game-night sales instead of a fixed amount. Revenue-based financing. |
| Line of credit | A reusable limit for multi-store payroll weeks. Line of credit. |
| Equipment financing | For ovens and make-line refrigeration, with the equipment anchoring the deal. Equipment financing. |
| Working capital | For ingredient orders across locations, repaid from the store's own revenue. Working capital. |
Already carrying an advance? Existing advances are considered, and MCA refinance is there to lower the payment. More owners in your category: Pizza franchise funding.
Match the need to the funding
| If you need to… | Look at | Why it fits |
|---|---|---|
| Replace an oven at one store | Equipment financing | Quote-driven |
| Cover delivery payroll across stores | Line of credit | Per entity, draw as needed |
| Stock up before a big promotion | Working capital | One-time |
| Smooth seasonal swings at a campus store | Revenue-based financing | Payment follows sales |
| Buy a store from another owner | Not offered | Acquisition financing |
How Domino's ownership shapes the review
Domino's says its U.S. franchising is internal: candidates need at least a year as a Domino's general manager or supervisor, and more than 95% of its U.S. franchisees started as part-time pizza makers or delivery drivers. In practice, Domino's owners know their stores' numbers cold, which makes for clean, quick reviews. It also means many owners buy their first store from another operator, which is acquisition financing and not something Merchant Fund Express offers.
Once you own and operate a store, its needs are reviewed like any business: deposits, existing payments and what the money is for. Domino's did not publish U.S. fee or royalty figures on the public pages we checked, so the reviewer will work from what your statements actually show.
How fast it moves, and what to send
- Apply in about 4 minutesName Domino's as your brand, give the store address and say what the money is for.
- Upload statements and IDThree months of business bank statements for the entity that owns the store, plus ID for each owner.
- Decision, usually in 2–4 hoursMerchant Fund Express reviews deposits and existing payments and presents the option that fits.
- FundingSame-day funding is available on approved files; funding often lands the next business day.
A worked example (hypothetical)
An owner with three Domino's stores, each in its own LLC, needs an oven at one store and is short on driver payroll at another after a slow month. They submit two applications, one per LLC. A reviewer would size equipment financing on the first store's deposits and a small working capital amount on the second's, so neither store carries the other's payment.
Hypothetical illustration of how a file is sized, not a past transaction.
Domino's at a glance (public sources)
Domino's public pages describe who can become a franchisee but did not list U.S. fees or royalties when we checked, so none are shown.
Sources: Domino's: about us · Domino's franchising · Domino's around the world. Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
I already operate a Domino's location. Can I apply?
Yes. If you own and operate the store and it deposits revenue into a business account, Merchant Fund Express funds open stores like yours.
What do I need to send?
The application, three months of business bank statements per store entity, and owner ID. No tax returns to apply.
Can I finance ovens for my Domino's store?
Yes. Ovens and make-line equipment at an operating store are common requests.
Can you fund buying another Domino's store?
No. Acquisition financing is not offered. Once you operate the store, its needs can be reviewed.
Are you affiliated with Domino's?
No. We are a separate, independent company with no tie to Domino's or the company that franchises it. Domino's is named here only so its owners can find a page written for them.
Keep going
Not affiliated with or endorsed by Domino's or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.