Short answer
Owners of an operating Marco's Pizza can apply with Merchant Fund Express for equipment financing, working capital, a line of credit or revenue-based financing from $5,000 to $5,000,000. Common uses are dough and oven equipment, delivery staffing, ingredients and keeping the first store's cash healthy during a multi-store development schedule. The store is reviewed on its own deposits and existing payments; a complete file usually gets a decision in 2–4 hours. Merchant Fund Express is independent of Marco's Pizza.
What Marco's Pizza owners usually need funded
Dough and ovens
Daily in-store dough means mixers, proofing and ovens all work hard.
Delivery staff
Drivers and in-store crew for dinner and weekend peaks.
Development schedules
Multi-store commitments put pressure on the first store's cash.
Ingredients
Cheese, meats and produce bought in volume.
Every way to fund your Marco's Pizza location
Already running a Marco's Pizza location and need capital? Merchant Fund Express funds existing Marco's Pizza owners with every structure below, from $5,000 to $5,000,000, on one 4-minute application.
| Product | What it does for a Marco's Pizza store |
|---|---|
| Business loan | A lump sum for conveyor ovens plus a refresh. Franchise business loans. |
| Merchant cash advance | Fast capital repaid as a share of card and bank deposits, so a slow week takes a smaller bite. Franchise MCA. |
| Revenue-based financing | Payments that track football-season sales instead of a fixed amount. Revenue-based financing. |
| Line of credit | A reusable limit for delivery staff payroll. Line of credit. |
| Equipment financing | For conveyor ovens and walk-ins, with the equipment anchoring the deal. Equipment financing. |
| Working capital | For ingredient and packaging stock, repaid from the store's own revenue. Working capital. |
Already carrying an advance? Existing advances are considered, and MCA refinance is there to lower the payment. More owners in your category: Pizza franchise funding.
Match the need to the funding
| If you need to… | Look at | Why it fits |
|---|---|---|
| Replace a mixer or oven | Equipment financing | Quote-driven |
| Cover delivery payroll | Payroll funding | Working capital or line |
| Keep the open store liquid during development | Line of credit | For the open store's own needs |
| Ingredient buy-ahead | Working capital | One-time |
| Build out the second store | Not offered | Startup capital |
What Marco's Pizza owners should know before applying
Marco's franchising site says dough is prepared daily in its stores, which puts mixers and ovens at the center of every request. It also publishes per-store financial requirements for new franchisees, starting at $200,000 liquid and $600,000 net worth for one store and rising with each additional store, and offers royalty incentives tied to opening three to five stores on a schedule.
That development pace is the pressure point. If your first store is open and a second is under construction, Merchant Fund Express funds the open store's own needs, not the new build. Apply under the entity that owns the operating store, and list any development payments drawn from its account so the reviewer sizes a payment that does not crowd them out.
How fast it moves, and what to send
- Apply in about 4 minutesName Marco's Pizza as your brand, give the store address and say what the money is for.
- Upload statements and IDThree months of business bank statements for the entity that owns the store, plus ID for each owner.
- Decision, usually in 2–4 hoursMerchant Fund Express reviews deposits and existing payments and presents the option that fits.
- FundingSame-day funding is available on approved files; funding often lands the next business day.
A worked example (hypothetical)
A Marco's Pizza owner has one open store and a second under construction under a different LLC. A dough mixer fails at the open store. They apply under the open store's LLC for $14,000 with the mixer quote. The reviewer would look only at that store's deposits and payments, and equipment financing would likely fit on its own.
Hypothetical illustration of how a file is sized, not a past transaction.
Marco's Pizza at a glance (public sources)
From Marco's official franchising site. We could not confirm its standard royalty or advertising percentages on the official pages, so they are omitted.
Sources: Marco's franchising · What it takes · About us. Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
I already operate a Marco's Pizza location. Can I apply?
Yes. If the store is open and depositing revenue, Merchant Fund Express funds open stores like yours.
What documents do I need?
The application, three months of business bank statements and ID for each owner. No tax returns to apply.
Can I finance new kitchen equipment?
Yes. Mixers, ovens and make-line equipment at an operating store are common requests.
Can you fund my second Marco's while it is being built?
No. New-store build-out is startup capital. Your open store can be funded for its own needs.
Are you affiliated with Marco's Pizza?
No. We are a separate, independent company with no tie to Marco's Pizza or the company that franchises it. Marco's Pizza is named here only so its owners can find a page written for them.
Keep going
Not affiliated with or endorsed by Marco's Pizza or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.