Short answer
Own a Baskin-Robbins shop? Merchant Fund Express funds it six ways, from a line of credit to a business loan, for $5,000 to $5,000,000. Owners use it for dipping cabinets and walk-in freezers, a drive-thru addition, summer staffing, cake-season stock and winter cash. A complete file with three months of business bank statements usually gets a decision in 2–4 hours.
Every way to fund your Baskin-Robbins location
Already running a Baskin-Robbins location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Baskin-Robbins location |
|---|---|
| Business loan | A fixed sum for a drive-thru addition or remodel. |
| Merchant cash advance | Repaid as a share of card sales, lighter in winter. |
| Revenue-based financing | Payments that follow the seasonal curve. |
| Line of credit | A reusable limit for ice cream, cake and packaging stock. |
| Equipment financing | Dipping cabinets, walk-ins, blast freezers and cake equipment on a quote. |
| Working capital | Summer staffing and winter cash. |
What Baskin-Robbins owners call about
Freezer failures
A dipping cabinet or walk-in that loses temperature puts the whole inventory at risk overnight.
Summer peak, winter dip
Scoops follow the thermometer. Winter payroll and rent come out of summer's cash.
Cake seasons
Graduations, birthdays and holidays bring cake orders that need stock and hands first.
Drive-thru formats
Many newer formats are built around a window, and adding one is a real project.
Fastest fit for each Baskin-Robbins need
| The need | Usually fits | Send with the application |
|---|---|---|
| Dipping cabinet or walk-in | Equipment financing | Vendor quote |
| Winter cash gap | Seasonal cash flow | Twelve months of statements, if handy |
| Cake-season stock | Line of credit | Supplier order |
| Drive-thru addition | Business loan | Contractor bid |
| Payments that follow sales | Revenue-based financing | Three months of statements |
Why speed matters for a Baskin-Robbins owner
The franchisor lists a 5.9% royalty and a 5% advertising contribution, about 11% of sales before rent, product and labor. In a cold month that leaves little room, and a failed freezer cannot wait for one.
Merchant Fund Express reads deposits across the season, subtracts the fees and current payments, and can usually size equipment financing for a freezer the same day. Applying in winter? Add a note on last summer so the dip reads as seasonal.
How fast it moves, and what to send
- Apply in about 4 minutesName Baskin-Robbins as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Baskin-Robbins file, start to finish (hypothetical)
A Baskin-Robbins owner loses a walk-in freezer in May, just before peak season. They ask for $30,000: $22,000 for the walk-in on a quote and $8,000 for replacement stock. A specialist could finance the walk-in and cover the stock with a short working capital piece.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Baskin-Robbins at a glance (public sources)
From Inspire Brands' franchising pages and the March 2026 disclosure document. The store count is the franchisor's undated worldwide figure; a dated US-only count was not available.
Sources: franchising.inspirebrands.com (baskin robbins). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
My freezer died. How fast can I get funded?
A complete file usually gets a decision in 2–4 hours, and same-day funding is available.
Winter sales are low. Can I still qualify?
Yes. Seasonal dips are expected for ice cream. A note on summer sales helps.
Can I add a drive-thru to my shop?
If the shop is open, yes. Send the contractor bid.
Do you accept sole proprietors?
Yes, plus ITIN applicants. Spanish-speaking support is available.
Are you affiliated with Baskin-Robbins?
No. We have no business tie to Baskin-Robbins or the company that franchises it, and neither has endorsed us. The name is on this page only so Baskin-Robbins owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Baskin-Robbins or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.