Short answer
Running an Auntie Anne's shop? Merchant Fund Express funds it six ways, from equipment financing to a merchant cash advance, for $5,000 to $5,000,000. Owners use it for ovens, proofers and warmers, holiday-season stock and staffing, a kiosk refresh the landlord asks for, and a co-branded Carvel addition. Send three months of business bank statements; a specialist usually decides within 2–4 hours.
Every way to fund your Auntie Anne's location
Already running a Auntie Anne's location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Auntie Anne's location |
|---|---|
| Business loan | A lump sum for a lease-driven refresh or a move within the mall. |
| Merchant cash advance | Repaid as a share of card sales, which follow foot traffic. |
| Revenue-based financing | Payments that rise in December and ease in January. |
| Line of credit | A reusable limit for flour, dough mix, cups and holiday stock. |
| Equipment financing | Ovens, proofers, warmers, mixers and freezers on a vendor quote. |
| Working capital | Holiday staffing and the slow weeks after. |
What Auntie Anne's owners call about
Oven and warmer breakdowns
Pretzels are baked in view all day. A dead oven or warming case empties the counter fast.
Mall seasons
Holiday weeks can make a quarter; January can feel empty. Staffing and stock have to stretch.
Landlord demands
Lease renewals often come with a refresh or relocation inside the center, billed up front.
Adding Carvel
Owners adding the Carvel co-brand need freezers and fit-out before the first cone sells.
Fastest fit for each Auntie Anne's need
| The need | Usually fits | Send with the application |
|---|---|---|
| Oven or warmer replacement | Equipment financing | Vendor quote |
| Holiday staffing and stock | Seasonal cash flow | Last holiday's statements |
| Refresh at lease renewal | Remodel funding | Landlord or contractor scope |
| Carvel co-brand fit-out | Business loan | Budget and quotes |
| Cash now, repaid from card sales | Merchant cash advance | Processor statements |
What a quick Auntie Anne's decision looks at
By the franchisor's own count, 561 of 1,236 operating franchises sit in enclosed malls, so the landlord and the center's traffic shape most of these shops' cash. Deposits rise and fall with the shopping calendar, and lease renewals come with demands of their own.
Merchant Fund Express reads your shop's deposits across that calendar, subtracts rent and current payments and sizes a fit, usually within hours. If the request is tied to a lease renewal, include the landlord's scope so the timing is clear.
How fast it moves, and what to send
- Apply in about 4 minutesName Auntie Anne's as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Auntie Anne's file, start to finish (hypothetical)
An Auntie Anne's owner in a regional mall renews the lease in October; the landlord wants a counter refresh, and the oven is failing. They ask for $40,000: $12,000 for the oven on a quote and $28,000 for the refresh. A specialist could finance the oven and place the refresh on a business loan.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Auntie Anne's at a glance (public sources)
From the franchisor's development pages and its parent company's site. The parent quotes a larger worldwide figure that measures something different, so we show the franchisor's dated count of operating franchises.
Sources: development.gotofoods.com (auntie annes) · gotofoods.com (franchising). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
My Auntie Anne's sales spike at the holidays. Does that hurt?
No. Mall seasonality is expected; the specialist reads deposits across the calendar.
Can I finance a pretzel oven?
Yes. Send the vendor quote. It is a routine equipment request.
How fast is the decision?
Usually 2–4 hours on a complete file, with same-day funding available.
Do you need tax returns?
No. Statements and owner ID are enough, and 500+ FICO is accepted.
Are you affiliated with Auntie Anne's?
No. We have no business tie to Auntie Anne's or the company that franchises it, and neither has endorsed us. The name is on this page only so Auntie Anne's owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Auntie Anne's or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.