Short answer
If you own an operating The UPS Store location, Merchant Fund Express funds it with equipment financing, working capital, a line of credit or revenue-based financing from $5,000 to $5,000,000. Owners typically fund production printers and finishing equipment, packaging inventory, counter payroll and seasonal peaks. The review is based on your center's deposits and existing payments, and a complete file usually gets a decision in 2–4 hours. Merchant Fund Express is independent of The UPS Store.
What The UPS Store owners usually need funded
Print equipment
Production printers, wide-format and finishing equipment for business printing.
Packing supplies
Boxes, fill and packing materials bought in bulk.
Counter payroll
Long hours and holiday surges need extra staff.
Business-customer printing
Large print orders from local businesses may be invoiced and paid later.
Every way to fund your The UPS Store location
Already running a The UPS Store location and need capital? Merchant Fund Express funds existing The UPS Store owners with every structure below, from $5,000 to $5,000,000, on one 4-minute application.
| Product | What it does for a The UPS Store store |
|---|---|
| Business loan | A lump sum for a print-center upgrade. Franchise business loans. |
| Merchant cash advance | Fast capital repaid as a share of card and bank deposits, so a slow week takes a smaller bite. Franchise MCA. |
| Revenue-based financing | Payments that track holiday shipping and tax-season print sales instead of a fixed amount. Revenue-based financing. |
| Line of credit | A reusable limit for payroll during the post-holiday dip. Line of credit. |
| Equipment financing | For wide-format printers and finishing gear, with the equipment anchoring the deal. Equipment financing. |
| Working capital | For packaging and mailbox supplies, repaid from the store's own revenue. Working capital. |
Already carrying an advance? Existing advances are considered, and MCA refinance is there to lower the payment. More owners in your category: Shipping and printing franchise funding.
Match the need to the funding
| If you need to… | Look at | Why it fits |
|---|---|---|
| Upgrade a production printer | Equipment financing | Asset-backed, quote-driven |
| Stock up for the holiday shipping season | Working capital | One-time inventory |
| Holiday staffing | Payroll funding | Labor ahead of revenue |
| Business print clients paying in 30+ days | Invoice factoring | Bridge receivables |
| Open a new center | Not offered | Startup capital |
The UPS Store numbers a reviewer will factor in
The UPS Store's franchise FAQ says it collects 8.5% of adjusted gross monthly sales: 5% for royalties and 3.5% for local and national marketing. It describes three service lines, printing, packing and shipping, and mailbox services, plus non-traditional centers on campuses, in hotels and inside other stores. Multi-center ownership is available to qualified franchisees.
Print is where most equipment requests come from. Production printers are expensive and have a defined service life, which makes them a clean fit for equipment financing. Holiday shipping is the other pressure point: inventory and labor go up in November and December before revenue lands. A short note on your print-versus-shipping mix helps the reviewer read the deposits.
How fast it moves, and what to send
- Apply in about 4 minutesName The UPS Store as your brand, give the store address and say what the money is for.
- Upload statements and IDThree months of business bank statements for the entity that owns the store, plus ID for each owner.
- Decision, usually in 2–4 hoursMerchant Fund Express reviews deposits and existing payments and presents the option that fits.
- FundingSame-day funding is available on approved files; funding often lands the next business day.
A worked example (hypothetical)
A The UPS Store owner wants to replace an aging production printer and add holiday staff. They ask for $32,000 with the printer quote. A reviewer would read the center's deposits, account for the 8.5% royalty and marketing share and existing equipment leases, then might offer equipment financing for the printer and a small working capital piece for seasonal payroll.
Hypothetical illustration of how a file is sized, not a past transaction.
The UPS Store at a glance (public sources)
From The UPS Store's official franchising site. Its pages cited slightly different location counts; we show the one tied to the 2026 disclosure document.
Sources: The UPS Store franchise · Franchise FAQ · Franchise cost. Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
I already operate a The UPS Store location. Can I apply?
Yes. If the center is open and depositing revenue, Merchant Fund Express funds open stores like yours.
What documents do I need?
The application, three months of business bank statements and owner ID. No tax returns to apply.
Can I finance a production printer?
Yes. Printers and finishing equipment at an operating center are common equipment requests.
I own more than one center. How does the review work?
By entity. Centers under one LLC and account can be reviewed together; separate LLCs are reviewed separately.
Are you affiliated with The UPS Store?
No. We are a separate, independent company with no tie to The UPS Store or the company that franchises it. The UPS Store is named here only so its owners can find a page written for them.
Keep going
Not affiliated with or endorsed by The UPS Store or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.