Short answer
Merchant Fund Express funds franchised Take 5 Oil Change locations from $5,000 to $5,000,000 through equipment financing, a credit line, working capital, revenue-based financing, an MCA or a business loan. Owners use it for pit and dispensing equipment, fluids and filters, crew payroll and add-on services such as coolant and differential work. A complete file usually gets a decision within 2–4 hours.
Every way to fund your Take 5 Oil Change location
Already running a Take 5 Oil Change location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Take 5 Oil Change location |
|---|---|
| Business loan | A fixed sum for a planned project, such as a refresh or adding a lane. |
| Merchant cash advance | Quick capital repaid as a slice of card sales. |
| Revenue-based financing | A payment that follows monthly car count. |
| Line of credit | A limit for fluid and filter orders, repaid as cars come through. |
| Equipment financing | Pumps, reels, fluid-exchange machines and pit gear on the supplier's quote. |
| Working capital | Crew payroll and running costs between deposits. |
What Take 5 Oil Change owners call about
Minutes per car
The whole model is speed. A slow pump or a missing tech shows up as a line in the street.
Shallow-pit equipment
The compact store and shallow pit layout depend on reliable pumps, reels and drains.
Add-on services
Coolant, differential fluid and filter services lift the ticket but need their own machines and stock.
Specified products
Driven Brands' agreements can require buying specified products from approved sources, often in volume.
Fastest fit for each Take 5 Oil Change need
| The need | Usually fits | Send with the application |
|---|---|---|
| Pump or reel replacement | Equipment financing | Replacement quote |
| Bulk fluid and filter order | Line of credit | Supplier invoice |
| Adding coolant or differential service | Business loan | Equipment list |
| Crew payroll in a slow week | Working capital | Payroll total |
| Car count swinging month to month | Revenue-based financing | Three months of statements |
What Merchant Fund Express looks at for a Take 5 location
Take 5 is the quick-lube segment of Driven Brands, which reported 530 franchised and 812 company-operated locations at the end of 2025. Its stores serve retail drivers and fleet customers, and royalties are a percentage of gross sales. Many owners run one store while lining up sites for the next.
For the store that is open today, Merchant Fund Express reads its own deposits, takes out royalty, supply and current payments, and decides in hours. Funding draws on operating locations; a site that has not opened yet has no deposits to read.
How fast it moves, and what to send
- Apply in about 4 minutesName Take 5 Oil Change as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Take 5 Oil Change file, start to finish (hypothetical)
A Take 5 franchisee wants to add differential and coolant services at two open stores and replace a worn reel bank at one of them. They ask for $44,000 across quotes for both stores, each held in its own LLC. A specialist could fund each entity separately with equipment financing sized to that store's deposits.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Take 5 Oil Change at a glance (public sources)
From Driven Brands' annual report. The franchise site could not be reached, so the franchisor entity, fees, royalty rate and investment are left out.
Sources: SEC filing. Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
Can I fund equipment for new add-on services?
Yes. Send the quotes. Fluid-service machines at an open store are a common equipment request.
Can I use funding to open a new Take 5 store?
Funding is for operating locations. An open store's deposits can support its own needs; a site not yet open has no history to read.
I own stores in separate LLCs. How does that work?
Apply per entity, with three months of statements for each.
How fast is the answer?
Usually 2–4 hours on a complete file. Same-day funding is available, and funds often land the next business day.
Are you affiliated with Take 5 Oil Change?
No. We have no business tie to Take 5 Oil Change or the company that franchises it, and neither has endorsed us. The name is on this page only so Take 5 Oil Change owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Take 5 Oil Change or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.