Short answer
Already operating a ServiceMaster Restore franchise? Merchant Fund Express funds it from $5,000 to $5,000,000 with equipment financing, a credit line, working capital, a term business loan, revenue-based financing or a deposit-based advance. Common uses: specialty drying gear, extra trucks and crew payroll on large losses. A complete file usually gets a decision within 2–4 hours.
Every way to fund your ServiceMaster Restore location
Already running a ServiceMaster Restore location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a ServiceMaster Restore location |
|---|---|
| Business loan | A lump sum for a new warehouse, a content-cleaning facility or an added territory. |
| Merchant cash advance | Fast capital paid back from a share of deposits, easing in slow weeks. |
| Revenue-based financing | Payments that track monthly service sales, which jump around with disasters. |
| Line of credit | Draw when a large loss hits, repay as the carrier settles. |
| Equipment financing | Desiccant dehumidifiers, generators, ozone units and response vehicles. |
| Working capital | Crew and project-manager payroll, fuel and lodging on out-of-area storm work. |
What ServiceMaster Restore owners call about
Large commercial losses
A warehouse fire or office flood needs far more people and gear than a house, all at once.
Carrier payment lag
Big claims bring big invoices, and big invoices take longer to approve and pay.
Royalty minimums in slow months
The royalty has a monthly floor, so a quiet month still carries a fixed draft.
Converting or growing
Owners converting an existing restoration company, or buying more than one franchise, need equipment and staff ahead of revenue.
Fastest fit for each ServiceMaster Restore need
| The need | Usually fits | Send with the application |
|---|---|---|
| Desiccant dryer and generator for commercial jobs | Equipment financing | Equipment quote |
| Commercial carrier invoices aging 60+ days | Invoice factoring | Aging report |
| Crew and travel costs on a storm deployment | Line of credit | Job estimate |
| A slow month under the royalty minimum | Working capital | Recent statements |
| Content-cleaning facility build-out | Business loan | Contractor bid |
What a ServiceMaster Restore reviewer needs to see
The brand's 2026 disclosure document sets the royalty at the greater of $750 or 10% of monthly gross service sales, plus a brand fund contribution of 2% on the first $7.5 million of group sales a year. In a slow month that floor becomes a fixed draft.
Merchant Fund Express reads your deposits net of those drafts and any existing payments, then sizes a structure the business can carry.
How fast it moves, and what to send
- Apply in about 4 minutesName ServiceMaster Restore as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A ServiceMaster Restore file, start to finish (hypothetical)
A ServiceMaster Restore owner wins a water loss at a three-story medical office. The job needs two desiccant dehumidifiers, a generator and twelve extra technicians for three weeks. They ask for $120,000. A specialist could put the equipment on financing against a quote and cover labor with a line of credit drawn as the job runs, repaid when the carrier pays.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
ServiceMaster Restore at a glance (public sources)
From ServiceMaster Restore's 2026 disclosure document. Its own pages give different investment ranges, royalty minimums and liquidity figures; we show the FDD numbers and leave liquidity off because the pages disagree.
Sources: cards.commerce.state.mn.us (download) · cards.commerce.state.mn.us (download) · franchise.servicemasterrestore.com (servicemaster restore opportunity). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
Can ServiceMaster Restore owners fund large commercial losses?
Yes. Equipment financing and a line of credit together cover the gear and the labor a big job needs before the carrier pays.
What if a slow month puts me under the royalty minimum?
Working capital covers a thin month. Apply before the draft date so the money lands in time.
I converted my restoration company to ServiceMaster. Can I apply?
Yes. Deposit history from the operating business counts. List any equipment loans carried over.
How fast is the answer?
Usually 2–4 hours on a complete file. Same-day funding is available and no tax returns are needed to apply.
Are you affiliated with ServiceMaster Restore?
No. We have no business tie to ServiceMaster Restore or the company that franchises it, and neither has endorsed us. The name is on this page only so ServiceMaster Restore owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by ServiceMaster Restore or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.