Short answer
Own Scooter's Coffee stores? Merchant Fund Express offers six structures, from equipment financing to a merchant cash advance, sized $5,000 to $5,000,000. Owners use it for brewers, grinders and ovens, supply orders, crew wages and the cash to open another kiosk. Send three months of statements; a specialist usually decides within 2–4 hours.
Every way to fund your Scooter's Coffee location
Already running a Scooter's Coffee location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Scooter's Coffee location |
|---|---|
| Business loan | A fixed sum for lot, lane or canopy work. |
| Merchant cash advance | Repaid from card sales at the window. |
| Revenue-based financing | Payments that move with monthly sales. |
| Line of credit | A reusable limit for supply orders. |
| Equipment financing | Brewers, grinders, ovens and refrigeration on a quote. |
| Working capital | Crew wages and a new kiosk's early months. |
What Scooter's Coffee owners call about
One window, no slack
With no seating, a failed brewer or oven slows the only sales channel.
Required supply chain
Beans, syrups, food and paper come from the brand's supply affiliate, bought ahead.
Tuesday drafts
Fees leave every Tuesday, which pinches the week a big order lands.
Next kiosk
The open store's deposits carry a new kiosk's early months.
Fastest fit for each Scooter's Coffee need
| The need | Usually fits | Send with the application |
|---|---|---|
| Brewer, grinder or oven | Equipment financing | Vendor quote |
| Supply order before a promotion | Line of credit | Supply invoice |
| Crew wages in a slow stretch | Working capital | Payroll per period |
| Opening another kiosk | Second location | Budget and site plan |
| Lane or canopy work | Business loan | Contractor bid |
Why Scooter's owners get quick answers
Scooter's 2026 disclosure document lists a 6% royalty and a 2% marketing contribution, drafted every Tuesday, and budgets $29,000 to $119,000 of additional funds for the first three months. Even a busy kiosk carries working-capital needs.
Window deposits are clean and frequent, so they are quick to read. Merchant Fund Express subtracts the drafts, rent and existing payments and sizes the request. Several kiosks? See multi-unit owners.
How fast it moves, and what to send
- Apply in about 4 minutesName Scooter's Coffee as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Scooter's Coffee file, start to finish (hypothetical)
A Scooter's owner with two kiosks has an oven fail before a holiday promotion. They ask for $28,000: $9,000 for the oven and $19,000 for the supply order and crew hours. A specialist could finance the oven and set a short line for the order.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Scooter's Coffee at a glance (public sources)
From Scooter's franchise site and its 2026 disclosure document, amended October 2026. Two franchised counts in the document differ by one store; we show the total, which matches in both places.
Sources: cards.commerce.state.mn.us (download) · franchising.scooterscoffee.com (coffee franchise cost) · franchising.scooterscoffee.com (franchise faq). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
Can I finance a brewer or oven for my kiosk?
Yes. Send the vendor quote; it is routine equipment financing.
How fast is the decision?
Usually 2–4 hours on a complete file, with same-day funding available.
Do Tuesday fee drafts hurt my application?
No. They are expected and subtracted before anything is sized.
I already have equipment leases. Can I still apply?
Yes. List them; existing payments are considered, not an automatic decline.
Are you affiliated with Scooter's Coffee?
No. We have no business tie to Scooter's Coffee or the company that franchises it, and neither has endorsed us. The name is on this page only so Scooter's Coffee owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Scooter's Coffee or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.