Short answer
Already running a Meineke car care center? Merchant Fund Express funds it from $5,000 to $5,000,000 with working capital, equipment financing, a credit line, an MCA, revenue-based financing or a business loan. Typical uses are lifts and undercar equipment, parts stock from approved suppliers, technician payroll and fleet-account timing. A complete file usually gets a decision in 2–4 hours.
Every way to fund your Meineke location
Already running a Meineke location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Meineke location |
|---|---|
| Business loan | A set amount for a planned upgrade, such as more bays or an HVAC service line. |
| Merchant cash advance | Fast cash repaid as a share of card deposits, lighter when the shop is slow. |
| Revenue-based financing | Payments that follow monthly sales through the winter dip. |
| Line of credit | A reusable limit for parts orders and slow-paying fleet accounts. |
| Equipment financing | Lifts, brake lathes, exhaust and A/C machines on the dealer's quote. |
| Working capital | Technician wages and running costs through slow weeks. |
What Meineke owners call about
Undercar equipment
Lifts, brake lathes and exhaust benders set how many jobs a bay can finish in a day.
Approved-supplier parts
Parts come from approved suppliers, and the order is placed before the repair is paid.
Fleet programs
Commercial fleet work brings steady volume and slower payment.
Winter dip
Driven Brands notes undercar demand falls in winter when people drive less, while rent and payroll do not.
Fastest fit for each Meineke need
| The need | Usually fits | Send with the application |
|---|---|---|
| New lift or brake lathe | Equipment financing | Equipment quote |
| Fleet accounts paying slowly | Line of credit | Fleet invoice list |
| Winter payroll and rent | Revenue-based financing | Three months of statements |
| Parts stock for a busy month | Working capital | Supplier invoices |
| Adding bays or a new service line | Business loan | Contractor bid |
Getting a Meineke center funded quickly
Meineke is part of Driven Brands, which reports 780 franchised Meineke locations and describes them as total car care for retail and fleet customers. Franchisees contribute to the Meineke Advertising Fund, buy parts from approved suppliers and, per the franchisor, usually face a 30% cash injection on SBA loans.
That last point is why many owners skip the slow route for operating needs. Merchant Fund Express reads your center's deposits, counts the ad fund draft and current payments, and returns a decision in hours with no cash injection to raise. Send the quote or invoices behind the request and the specialist can move the same day.
How fast it moves, and what to send
- Apply in about 4 minutesName Meineke as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Meineke file, start to finish (hypothetical)
A Meineke owner's A/C recovery machine dies just as summer arrives, and two fleet accounts are 40 days behind. They ask for $28,000: $9,000 for the machine on a quote and $19,000 to carry parts and payroll. A specialist could fund the machine on equipment financing and the rest on a line of credit.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Meineke at a glance (public sources)
From Meineke's official franchising pages and the Driven Brands annual report. Fee and royalty rates were not published in a form we could confirm, so they are left out.
Sources: meinekefranchise.com (why meineke) · SEC filing · meinekefranchise.com (faq) · meinekefranchise.com (what it takes) · meinekefranchise.com. Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
Do I need a cash injection like an SBA loan?
No. Merchant Fund Express sizes funding on your center's deposits; there is no down payment to raise for operating capital.
Can I finance an A/C machine or brake lathe?
Yes. Send the quote. Shop equipment at an open center is a routine request.
Fleet accounts are slow to pay. Can that be bridged?
Yes. A line of credit or working capital can carry the shop until fleet payments arrive.
How fast is the decision?
Usually 2–4 hours on a complete file. Same-day funding is available.
Are you affiliated with Meineke?
No. We have no business tie to Meineke or the company that franchises it, and neither has endorsed us. The name is on this page only so Meineke owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Meineke or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.