Short answer
Run a Kung Fu Tea shop? Merchant Fund Express can fund it with any of six structures, from a line of credit to a business loan, for $5,000 to $5,000,000. Owners use it for supply orders, sealers and refrigeration, a second shop or dual concept, and wages in a quiet month. Send three months of statements; a specialist usually answers within 2–4 hours.
Every way to fund your Kung Fu Tea location
Already running a Kung Fu Tea location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Kung Fu Tea location |
|---|---|
| Business loan | A fixed sum for a build-out, relocation or dual concept. |
| Merchant cash advance | Repaid from card and app settlements. |
| Revenue-based financing | A payment that tracks monthly sales. |
| Line of credit | A revolving limit for the monthly supply order. |
| Equipment financing | Sealers, fructose dispensers, refrigeration and ice machines. |
| Working capital | Staff wages and the gap after a slow month. |
What Kung Fu Tea owners call about
Supply bills that scale
Tea, cups and packaging from the franchisor's affiliate can run into five figures a month.
App orders cost more
App orders carry a 7.25% promotions fee, so a strong app month is not equal cash.
Open year round
Franchisor-set hours every day of the year mean payroll never pauses.
Adding a concept
A second shop or dual concept needs cash before it earns.
Fastest fit for each Kung Fu Tea need
| The need | Usually fits | Send with the application |
|---|---|---|
| Big monthly supply order | Line of credit | Supplier invoices |
| Sealer, fridge or ice machine | Equipment financing | Vendor quote |
| Wages in a slow month | Working capital | Payroll per period |
| Second shop or dual concept | Second location | Budget and lease |
| Payments that follow sales | Revenue-based financing | Three months of statements |
How a Kung Fu Tea shop reads on a quick review
The 2026 disclosure document lists a 4% royalty and 2% marketing fee paid monthly, and estimates supply purchases from the franchisor or its affiliate at $2,500 to $35,000 a month. The biggest outflow is the supply order, and it grows exactly when sales grow.
That pattern suits a line of credit or revenue-based financing. If app orders are a big share of sales, say so, and Merchant Fund Express reads the fee as a cost of sales.
How fast it moves, and what to send
- Apply in about 4 minutesName Kung Fu Tea as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Kung Fu Tea file, start to finish (hypothetical)
A Kung Fu Tea owner sees the supply bill jump as the shop gets busier and wants a backup sealer. They ask for $25,000: $4,000 for the sealer and a $21,000 limit for supply orders. A specialist could finance the sealer and set a line drawn monthly.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Kung Fu Tea at a glance (public sources)
From the Kung Fu Tea franchise site and its 2026 disclosure document. The two give different investment ranges and store counts, so both are left out.
Sources: cards.web.commerce.state.mn.us (download) · kungfutea.com (franchise). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
Can I get a line of credit for supply orders?
Yes. It is a common fit for a bill that grows with sales. Send recent invoices.
How long does a decision take?
Usually 2–4 hours on a complete file, with same-day funding available.
I want to add a second shop. Can you help?
Yes, if your first shop is open; the decision rests on its statements.
Do I need tax returns?
No. Statements and owner ID are enough, and 500+ FICO is accepted.
Are you affiliated with Kung Fu Tea?
No. We have no business tie to Kung Fu Tea or the company that franchises it, and neither has endorsed us. The name is on this page only so Kung Fu Tea owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Kung Fu Tea or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.