Short answer
Already cleaning accounts as a JAN-PRO unit owner, or running a Regional Developer office? Merchant Fund Express funds both with a business loan, merchant cash advance, revenue-based financing, a line of credit, equipment financing or working capital, from $5,000 to $5,000,000. Typical uses: crew wages, floor machines, office growth. Send three months of business bank statements and a specialist usually decides within 2–4 hours.
Every way to fund your JAN-PRO location
Already running a JAN-PRO location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a JAN-PRO location |
|---|---|
| Business loan | A planned sum when a regional office grows its team or opens a second site. |
| Merchant cash advance | Quick cash for a sudden cost, such as a scrubber that dies mid-contract, repaid from deposits. |
| Revenue-based financing | Payments that follow monthly billing as accounts start and end. |
| Line of credit | Draw while a new client's first invoices are outstanding, then reuse the limit. |
| Equipment financing | Auto scrubbers, burnishers, extractors and disinfection sprayers on a vendor quote. |
| Working capital | Crew wages and supplies while several accounts ramp up together. |
What JAN-PRO owners call about
Saying yes to a bigger account
A clinic or office park adds nightly labor and supplies weeks before the first client payment arrives.
Floor care beyond the starter kit
Auto scrubbers, burnishers and extractors open higher-value work, and each one is a real purchase.
A regional office with a payroll
Regional Developers carry sales, training and admin staff before the accounts they land pay.
Disinfection work
Sprayers and chemicals for health-sensitive buildings cost money up front.
Fastest fit for each JAN-PRO need
| The need | Usually fits | Send with the application |
|---|---|---|
| Crew wages on a newly won account | Working capital | Account start date and crew size |
| Client invoices on net-30 or longer | Invoice factoring | Invoices and aging report |
| Scrubber or extractor for a large floor | Equipment financing | Vendor quote |
| Regional office hiring | Business loan | Hiring plan and statements |
| Uneven months as accounts change | Revenue-based financing | Three months of statements |
Unit owner or Regional Developer: what changes
JAN-PRO runs three tiers. Regional Developers sell unit franchises in their area and help land client accounts; unit owners do the cleaning. The franchisor puts unit startup costs as low as $950, while a Regional Developer investment runs far higher, so requests range from a few thousand dollars to a full office build-out.
Merchant Fund Express reads each business on its own bank deposits. For unit owners that means the payments your accounts generate; for a regional office it means the whole operation's deposits.
How fast it moves, and what to send
- Apply in about 4 minutesName JAN-PRO as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A JAN-PRO file, start to finish (hypothetical)
A JAN-PRO unit owner is offered two medical office buildings starting the same month. They need $20,000: $9,000 for an auto scrubber on a quote and $11,000 to pay a second crew until the first invoices clear. A specialist could fund the scrubber with equipment financing and cover wages with a small working capital amount repaid from the new billing.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
JAN-PRO at a glance (public sources)
From JAN-PRO's own franchising and developer sites. Unit fees, royalties, management fees and the franchisor's legal entity are disclosed only in the FDD and were not confirmed, so they are not shown.
Sources: janprofranchise.com (jan pro organizational structure) · janprofranchise.com (how much does it cost) · janprofranchise.com (faq) · jan-pro.com (about) · jan-pro.com (franchising). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
I am a JAN-PRO unit owner with a few accounts. Is that enough to apply?
Yes, if the business is operating and deposits run through a business account.
Can a Regional Developer apply for office expansion?
Yes. A regional office is reviewed on its own deposits and current payments, and a business loan often fits a planned build-out.
My clients pay 30 days after service. What helps?
Invoice factoring turns those invoices into cash sooner, and a line of credit covers the gap between service and payment.
How long does a decision take?
Usually 2–4 hours on a complete file. Same-day funding is available, and funding often lands the next business day.
Are you affiliated with JAN-PRO?
No. We have no business tie to JAN-PRO or the company that franchises it, and neither has endorsed us. The name is on this page only so JAN-PRO owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by JAN-PRO or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.