Short answer
Merchant Fund Express funds existing Grease Monkey centers from $5,000 to $5,000,000, using equipment financing, a credit line, working capital, an MCA, revenue-based financing or a business loan. Owners use it for pit and fluid-exchange equipment, oil and filter stock, crew payroll and local marketing. A complete file usually gets a decision in 2–4 hours.
Every way to fund your Grease Monkey location
Already running a Grease Monkey location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Grease Monkey location |
|---|---|
| Business loan | A set sum for a bigger project, such as adding a service line or reworking the building. |
| Merchant cash advance | Fast cash repaid as a slice of card sales, lighter on slow days. |
| Revenue-based financing | A payment that tracks monthly car count instead of a fixed number. |
| Line of credit | A limit for oil, filters and parts orders, repaid as cars come through. |
| Equipment financing | Oil dispensing systems, fluid-exchange machines, reels and brake equipment on a quote. |
| Working capital | Crew payroll and local advertising spend between deposit cycles. |
What Grease Monkey owners call about
Every car counts
A drive-in, drive-out model depends on throughput; one broken dispenser or reel slows the whole line.
A big crew to pay
The franchisor sizes a normal center at a manager and up to ten crew, and payroll arrives every period.
Marketing commitments
The brand's published fees include a 4% minimum local advertising spend on top of the national fund.
More services, more gear
Brakes, batteries, fluid exchanges and tires each need their own equipment and parts.
Fastest fit for each Grease Monkey need
| The need | Usually fits | Send with the application |
|---|---|---|
| Fluid-exchange or dispensing equipment | Equipment financing | Vendor quote |
| Bulk oil and filter order | Line of credit | Supplier invoice |
| Local ad push to lift car count | Revenue-based financing | Campaign budget |
| Crew payroll in a slow month | Working capital | Payroll total |
| Adding brake or tire services | Business loan | Bids and quotes |
What the numbers say about a Grease Monkey center
Grease Monkey publishes a 6% royalty plus 4.5% for advertising: 0.5% to a national materials fund and at least 4% spent locally. Roughly a tenth of gross revenue is committed before oil, payroll or rent. The franchisor also states plainly that it does not provide financing, so owners go elsewhere for capital.
Merchant Fund Express is built for that moment. The specialist reads your center's deposits, takes out the royalty, ad commitment and current payments, and sizes what the center can carry.
How fast it moves, and what to send
- Apply in about 4 minutesName Grease Monkey as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Grease Monkey file, start to finish (hypothetical)
A Grease Monkey owner wants to add fluid-exchange services to lift the average ticket, and the center's oil dispensing system needs replacing. They ask for $48,000 on two vendor quotes. A specialist could put both machines on equipment financing, with a small working capital amount for crew training hours.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Grease Monkey at a glance (public sources)
From Grease Monkey's official franchising pages and its 2026 disclosure summary. The brand's sites give different system-wide counts, so we show only the U.S. franchisee-owned figure from the disclosure. The franchisor's legal entity is not named on its pages and is left out.
Sources: greasemonkeyfranchise.com · greasemonkeyfranchise.com (financial information) · greasemonkeyfranchise.com (faqs). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
Grease Monkey does not offer financing. Where do owners get capital?
Merchant Fund Express funds open Grease Monkey centers directly on their own deposits, with a decision usually within 2–4 hours.
Can I finance new fluid-exchange or dispensing equipment?
Yes. Send the quote. Service equipment at an operating center is a routine equipment financing request.
I own three centers. Do I apply three times?
If each center is its own entity with its own account, yes, one application per entity. If they share one, apply once.
Do I need tax returns?
No. The application, three months of business bank statements and owner ID are enough to start.
Are you affiliated with Grease Monkey?
No. We have no business tie to Grease Monkey or the company that franchises it, and neither has endorsed us. The name is on this page only so Grease Monkey owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Grease Monkey or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.