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Ellianos Coffee owners

Capital for Ellianos Coffee owners, decided fast.

An 800-square-foot drive-thru does a lot of business in very little space, and every machine in it matters. Merchant Fund Express funds open Ellianos Coffee locations and answers the same day on a complete file.

4-minute application with Merchant Fund Express · applying does not affect your credit score · se habla español

$5K–$5MFunding range
2–4 hrsTypical decision on a complete file
500+FICO accepted
NoTax returns to apply

Short answer

Running an Ellianos Coffee drive-thru? Merchant Fund Express funds it six ways, from equipment financing to a business loan, for $5,000 to $5,000,000. Common uses: espresso and blending equipment, energy-drink and snack stock, crew wages through the Southeast's hottest weeks and cash toward a second unit. Apply in about 4 minutes and expect a decision usually within 2–4 hours.

Every way to fund your Ellianos Coffee location

Already running a Ellianos Coffee location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.

Six ways to fund a Ellianos Coffee location
ProductWhat it does at a Ellianos Coffee location
Business loanA fixed sum for a canopy, menu-board or lane upgrade.
Merchant cash advanceRepaid as a share of card sales at the window.
Revenue-based financingPayments that move with storm and holiday swings.
Line of creditA reusable limit for energy-drink bases, milk and snacks.
Equipment financingEspresso machines, blenders, ice machines and refrigeration on a quote.
Working capitalCrew payroll and reserves after a weather closure.

What Ellianos Coffee owners call about

Small building, no backup

In a compact drive-thru, one broken espresso machine or blender slows every order.

Energy drinks and snacks

Build-your-own energy drinks and the snack case need stock bought before it sells.

Storm season

Hurricanes and heat waves can close or slow the lane for days.

A second unit

Ellianos asks multi-unit developers for more liquidity, often built from store one's cash.

Fastest fit for each Ellianos Coffee need

Ellianos Coffee need, product and paperwork
The needUsually fitsSend with the application
Espresso machine or blenderEquipment financingVendor quote
Reopen after a storm closureWorking capitalNote on the closure dates
Energy-drink and snack stockInventory fundingSupplier order
Canopy or lane upgradeBusiness loanContractor bid
Payments that follow salesRevenue-based financingThree months of statements

What a fast Ellianos decision rests on

Ellianos lists equipment and supplies at $128,750 to $140,000 in its investment table, a big share of what sits inside a compact drive-thru. That gear works every day, and replacing it is the most common reason an owner needs money quickly.

Merchant Fund Express reads your location's deposits and existing payments. If a storm closed the lane, add a one-line note so the dip reads in context. Thinking about unit two? See second-location funding.

How fast it moves, and what to send

  1. Apply in about 4 minutesName Ellianos Coffee as the brand, the amount and the job the money does.
  2. Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
  3. Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
  4. FundsSame-day funding is available; funding often lands the next business day.
Quote for the espresso machine, blender or ice machine
Note on any weather closures
Current loan, lease and advance payments

A Ellianos Coffee file, start to finish (hypothetical)

An Ellianos owner in Georgia loses two days to a storm, then a blender fails. They ask for $20,000: $7,500 for two blenders on a quote and $12,500 for payroll and restocking. A specialist could finance the blenders and cover the rest with working capital.

Illustration only. It shows how a request gets sized; it is not a past deal or an offer.

Ellianos Coffee at a glance (public sources)

From the Ellianos franchising site and its 2026 disclosure document. The location count is the franchisor's own figure and includes stores in development.

Initial franchise fee$30,000
Total initial investment$803,450 to $1,427,400, excluding real estate (2026 FDD)
Liquid assets / net worth asked of new franchisees$200,000+ liquid ($250,000+ for a two-or-more-unit development agreement) / $750,000+ net worth
Locationsmore than 260 open or in development (as stated by the franchisor, Oct 2026)
Published formatsCompact drive-thru of about 800 square feet
US franchising statusActively franchising, expanding through the Southeast US

Sources: ellianosfranchising.com (investment) · ellianosfranchising.com. Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.

Owner questions, answered

How quickly can an Ellianos owner get money?

A complete file usually gets a decision within 2–4 hours, with same-day funding available.

A storm closed my drive-thru for days. Does that hurt?

Not on its own. Note the dates so the dip reads as weather, not a trend.

Can I fund equipment for an 800-square-foot drive-thru?

Yes. Espresso machines, blenders and refrigeration are routine requests. Send the quote.

What credit score do I need?

500+ FICO is accepted, and no tax returns are needed to apply.

Are you affiliated with Ellianos Coffee?

No. We have no business tie to Ellianos Coffee or the company that franchises it, and neither has endorsed us. The name is on this page only so Ellianos Coffee owners can find funding written for their locations.

Keep going

Not affiliated with or endorsed by Ellianos Coffee or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.

Get your Ellianos Coffee location funded

Tell Merchant Fund Express what your Ellianos drive-thru needs. Apply in about 4 minutes and get a decision, usually within 2–4 hours.

Apply with Merchant Fund Express → Call (305) 384-8391