Short answer
Running an Ellianos Coffee drive-thru? Merchant Fund Express funds it six ways, from equipment financing to a business loan, for $5,000 to $5,000,000. Common uses: espresso and blending equipment, energy-drink and snack stock, crew wages through the Southeast's hottest weeks and cash toward a second unit. Apply in about 4 minutes and expect a decision usually within 2–4 hours.
Every way to fund your Ellianos Coffee location
Already running a Ellianos Coffee location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Ellianos Coffee location |
|---|---|
| Business loan | A fixed sum for a canopy, menu-board or lane upgrade. |
| Merchant cash advance | Repaid as a share of card sales at the window. |
| Revenue-based financing | Payments that move with storm and holiday swings. |
| Line of credit | A reusable limit for energy-drink bases, milk and snacks. |
| Equipment financing | Espresso machines, blenders, ice machines and refrigeration on a quote. |
| Working capital | Crew payroll and reserves after a weather closure. |
What Ellianos Coffee owners call about
Small building, no backup
In a compact drive-thru, one broken espresso machine or blender slows every order.
Energy drinks and snacks
Build-your-own energy drinks and the snack case need stock bought before it sells.
Storm season
Hurricanes and heat waves can close or slow the lane for days.
A second unit
Ellianos asks multi-unit developers for more liquidity, often built from store one's cash.
Fastest fit for each Ellianos Coffee need
| The need | Usually fits | Send with the application |
|---|---|---|
| Espresso machine or blender | Equipment financing | Vendor quote |
| Reopen after a storm closure | Working capital | Note on the closure dates |
| Energy-drink and snack stock | Inventory funding | Supplier order |
| Canopy or lane upgrade | Business loan | Contractor bid |
| Payments that follow sales | Revenue-based financing | Three months of statements |
What a fast Ellianos decision rests on
Ellianos lists equipment and supplies at $128,750 to $140,000 in its investment table, a big share of what sits inside a compact drive-thru. That gear works every day, and replacing it is the most common reason an owner needs money quickly.
Merchant Fund Express reads your location's deposits and existing payments. If a storm closed the lane, add a one-line note so the dip reads in context. Thinking about unit two? See second-location funding.
How fast it moves, and what to send
- Apply in about 4 minutesName Ellianos Coffee as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Ellianos Coffee file, start to finish (hypothetical)
An Ellianos owner in Georgia loses two days to a storm, then a blender fails. They ask for $20,000: $7,500 for two blenders on a quote and $12,500 for payroll and restocking. A specialist could finance the blenders and cover the rest with working capital.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Ellianos Coffee at a glance (public sources)
From the Ellianos franchising site and its 2026 disclosure document. The location count is the franchisor's own figure and includes stores in development.
Sources: ellianosfranchising.com (investment) · ellianosfranchising.com. Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
How quickly can an Ellianos owner get money?
A complete file usually gets a decision within 2–4 hours, with same-day funding available.
A storm closed my drive-thru for days. Does that hurt?
Not on its own. Note the dates so the dip reads as weather, not a trend.
Can I fund equipment for an 800-square-foot drive-thru?
Yes. Espresso machines, blenders and refrigeration are routine requests. Send the quote.
What credit score do I need?
500+ FICO is accepted, and no tax returns are needed to apply.
Are you affiliated with Ellianos Coffee?
No. We have no business tie to Ellianos Coffee or the company that franchises it, and neither has endorsed us. The name is on this page only so Ellianos Coffee owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Ellianos Coffee or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.