Short answer
Running a Burger King? Merchant Fund Express funds it with a business loan, a merchant cash advance, revenue-based financing, a line of credit, equipment financing or working capital, from $5,000 to $5,000,000. Owners use it for broilers, remodel shares, payroll and drive-thru technology. Send three months of statements; most decisions come in 2–4 hours.
Every way to fund your Burger King location
Already running a Burger King location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Burger King location |
|---|---|
| Business loan | A lump sum for the owner-funded part of a remodel or relocation, repaid on a fixed schedule. |
| Merchant cash advance | Cash in a day or two, repaid as a slice of card sales, built for a breakdown that will not wait. |
| Revenue-based financing | A payment that tracks monthly sales, so a slow winter month asks for less. |
| Line of credit | A standing limit for the weeks when food invoices and payroll land together. |
| Equipment financing | Flame broilers, fryers, holding cabinets, shake machines and order-confirmation screens. |
| Working capital | Crew wages, food stock and the opening costs that come with taking over another restaurant. |
What Burger King owners call about
The broiler is the restaurant
When the flame broiler goes down, the Whopper line stops.
Your share of a remodel
Franchisor programs cover part of a refresh; the owner funds the rest.
Two 4.5% draws before rent
Royalty and advertising come off the top every month.
Buying more units
Refranchised Carrols stores are coming to market, and each new key needs working capital.
Fastest fit for each Burger King need
| The need | Usually fits | Send with the application |
|---|---|---|
| Replace a broiler or holding cabinet | Equipment financing | Vendor quote |
| Owner's share of a remodel | Remodel funding | Contractor bid and scope |
| New menu boards or order screens | POS upgrades | Technology quote |
| Take over a refranchised restaurant | Second location | Statements from the open store |
| Crew payroll in a slow stretch | Working capital | Payroll per period |
Where the money goes in a Burger King restaurant
Burger King publishes a 4.5% royalty and a 4.5% advertising contribution on gross monthly sales, plus smaller recurring fees. Owners who lease the building from the franchisor also pay rent on top.
The parent's Reclaim the Flame plan co-funds remodels and kitchen technology, but operators still close a gap on a deadline. Merchant Fund Express reads the restaurant's own deposits, subtracts those fixed draws and current payments, and sizes a payment the store can carry.
How fast it moves, and what to send
- Apply in about 4 minutesName Burger King as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Burger King file, start to finish (hypothetical)
A two-store Burger King owner needs a new flame broiler at one store and has a refresh due at the other. They ask for $120,000: $45,000 for the broiler on a dealer quote and $75,000 toward their refresh share. A specialist could split it between equipment financing and a business loan.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Burger King at a glance (public sources)
From Burger King's franchising site, the franchise-fee page and parent Restaurant Brands International's FY2025 Form 10-K. The build-cost range has no stated disclosure year, so read it as a guide only.
Sources: franchising.bk.com (franchise requirements) · SEC filing · franchising.bk.com (franchise fee) · franchising.bk.com (franchise faqs). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
How quickly can a Burger King owner get funded?
A complete file usually gets a decision in 2–4 hours. Same-day funding is available, and funding often lands the next business day.
Can Merchant Fund Express fund my part of a remodel?
Yes. Send the scope and the share you are covering.
I am buying another Burger King from a refranchising sale. Can my open store help?
Yes, as working capital drawn on the open store. The purchase price itself is not funded.
What credit score do I need?
500+ FICO is accepted. The review leans on the restaurant's deposits and time open, and no tax returns are needed to apply.
Are you affiliated with Burger King?
No. We have no business tie to Burger King or the company that franchises it, and neither has endorsed us. The name is on this page only so Burger King owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Burger King or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.