Short answer
Merchant Fund Express funds operating Bojangles restaurants with a business loan, a merchant cash advance, revenue-based financing, a credit line, equipment financing or working capital, from $5,000 to $5,000,000. Owners put it toward biscuit ovens and fryers, a drive-thru lane upgrade, the early crew's wages and food orders. Send the application with three months of business bank statements and a specialist usually answers within 2–4 hours; same-day funding is available.
Every way to fund your Bojangles location
Already running a Bojangles location and need capital? Merchant Fund Express funds existing franchise owners with every structure below, from $5,000 to $5,000,000, on one application. Terms depend on the business's revenue and history.
| Product | What it does at a Bojangles location |
|---|---|
| Business loan | A fixed amount for a planned project, like a dining-room refresh or a second drive-thru lane. |
| Merchant cash advance | Quick cash repaid as a slice of card receipts; a slower breakfast week means a smaller remittance. |
| Revenue-based financing | Payments that follow monthly sales, useful when traffic shifts with the school calendar. |
| Line of credit | A limit you draw against for chicken and flour orders, then refill as sales settle. |
| Equipment financing | Biscuit ovens, pressure fryers, holding cabinets and drive-thru gear, priced from the vendor quote. |
| Working capital | Crew wages, overtime for the 5 a.m. shift and repairs between paydays. |
What Bojangles owners call about
Three dayparts, one kitchen
Breakfast until 2:00 p.m., then lunch and dinner. The equipment barely rests.
The scratch-biscuit crew
Biscuits baked by hand all day need a skilled crew in before dawn.
Drive-thru speed
A slow board, headset or order-ahead setup shows up in the next deposit.
Chicken and flour on the invoice
Poultry and dry-goods orders are paid weekly, often before the weekend's card batches settle.
Fastest fit for each Bojangles need
| The need | Usually fits | Send with the application |
|---|---|---|
| Replace a biscuit oven or fryer | Equipment financing | Vendor quote |
| Weekly poultry and flour orders | Line of credit | Recent supplier invoices |
| Early-shift payroll in a slow stretch | Working capital | Payroll total per period |
| New drive-thru headsets and boards | Merchant cash advance | Equipment or install quote |
| Dining-room refresh | Business loan | Contractor bid |
What a Bojangles kitchen asks of its owner
Bojangles describes biscuits made from scratch and baked through the day in a semi-open kitchen, breakfast until 2:00 p.m., and no microwaves. Its materials say one chicken biscuit takes 49 steps: a labor-heavy model where cash goes to crew and ovens before a dollar comes through the window.
When something breaks, the cost is counted in mornings. Merchant Fund Express reads the restaurant's own deposits, sets aside current payments, and comes back with a structure the store can carry, usually the same afternoon.
How fast it moves, and what to send
- Apply in about 4 minutesName Bojangles as the brand, the amount and the job the money does.
- Send three months of statementsBusiness bank statements for the entity that owns the location, plus photo ID for each owner.
- Decision in 2–4 hoursA specialist reads deposits and current payments, then returns the fit.
- FundsSame-day funding is available; funding often lands the next business day.
A Bojangles file, start to finish (hypothetical)
A Bojangles owner loses a biscuit oven on a Monday, with a school-holiday week ahead. They ask for $45,000: $28,000 for a replacement oven and holding cabinet on a dealer quote and $17,000 for extra crew hours and a larger poultry order. A specialist could put the equipment on equipment financing and cover the rest with working capital repaid from the store's deposits.
Illustration only. It shows how a request gets sized; it is not a past deal or an offer.
Bojangles at a glance (public sources)
From Bojangles' official franchising pages. Its pages count locations on different bases (all units versus franchised units), and neither is dated, so we show only the 860+ total.
Sources: bojanglesfranchising.com · bojanglesfranchising.com (franchise cost) · bojanglesfranchising.com (why bojangles) · bojanglesfranchising.com (idealcandidate). Checked Oct 2026. Figures change with each disclosure year; confirm current terms with the franchisor. Anything we could not verify is left out.
Owner questions, answered
How quickly can my Bojangles restaurant get funded?
A complete file usually gets a decision in 2–4 hours. Same-day funding is available, and funding often lands the next business day.
Can I finance a biscuit oven or pressure fryer?
Yes. Send the dealer quote. Kitchen equipment at an operating restaurant is a routine equipment financing request.
I run an Express unit. Does that change anything?
No. Smaller formats are funded the same way, on the unit's own deposits and time open.
Do I need tax returns or perfect credit?
No tax returns to apply, and 500+ FICO is accepted. Deposits and time open carry most of the weight.
Are you affiliated with Bojangles?
No. We have no business tie to Bojangles or the company that franchises it, and neither has endorsed us. The name is on this page only so Bojangles owners can find funding written for their locations.
Keep going
Not affiliated with or endorsed by Bojangles or its franchisor. Merchant Fund Express is a separate, independent company; the brand appears here so its owners can find this page. Terms depend on the business's revenue and history.